When it comes to buying your next set of wheels, you might already have an idea of how much you can afford to spend. But buying the car is just the...
Car finance is simply a credit agreement between you and a lender. This agreement lets you pay for a car in monthly instalments.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
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Rachel has been writing her whole career, and she’s spent almost a decade in personal finance. With a background in copywriting and content management, she has a knack for breaking down complicated money stuff and making it make sense. Rachel has been helping people make their money go that extra mile for years, and when it comes to car finance, she’s a firm believer in the power of clear, straightforward content to put you in the driving seat.
When it comes to buying your next set of wheels, you might already have an idea of how much you can afford to spend. But buying the car is just the...
Our cars are typically the most costly financial commitment, most people have after paying our rent or making mortgage repayments each month. That’s...
Got a current account? Then there’s a chance you might have the option of adding an overdraft to it. An overdraft is a pot of extra money, which you...
Considering getting a new car on hire purchase, and wondering where you stand with the VAT? The UK tax system is not known for being straightforward,...
Life can be expensive, and with the cost of literally everything going up, it might feel like your budget is getting squeezed tighter and tighter....
Looking for a new set of wheels, but wondering if you can get finance to pay for it while you’re on benefits? Being on benefits isn’t necessarily a...
When it comes to buying your next set of wheels, you might already have an idea of how much you can afford to spend. But buying the car is just the...
Our cars are typically the most costly financial commitment, most people have after paying our rent or making mortgage repayments each month. That’s...
Got a current account? Then there’s a chance you might have the option of adding an overdraft to it. An overdraft is a pot of extra money, which you...
Considering getting a new car on hire purchase, and wondering where you stand with the VAT? The UK tax system is not known for being straightforward,...
Life can be expensive, and with the cost of literally everything going up, it might feel like your budget is getting squeezed tighter and tighter....
Looking for a new set of wheels, but wondering if you can get finance to pay for it while you’re on benefits? Being on benefits isn’t necessarily a...
One of the biggest benefits of getting a car on finance is that you get to drive away in your sweet new ride without having to fork out the full...
You’ve scoured the dealerships, done the test drive, and found your dream new set of wheels. Exciting times! But before you can hit the open road and...
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