Whether you’ve decided to make a permanent move to the UK, are planning to spend a few years living and working here, or are returning home after...
Car finance is simply a credit agreement between you and a lender. This agreement lets you pay for a car in monthly instalments.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
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Verity Hogan is a personal finance expert and journalist with over 13 years’ experience. The former Head of Content and Communications at CarFinance 247, Verity has freelanced for a wide range of brands including Cazoo, Ocean Finance, Aegon UK, and Western Union. She is passionate about demystifying the car finance process through engaging content that is honest, empathetic, informative, and jargon free.
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