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Can I change the colour of my car?
Changing the colour of your car can be an exciting way to personalise and make it truly yours. Whether you're looking for a fresh new look or your tastes have changed, altering your car’s colour can really transform its appearance.
However, before you book it for a re-spray, you need to consider any potential implications, especially if your car is on finance 🤔
Join us as we reveal everything you need to know about changing the colour of your car 😊
Should I inform DVLA if I change the colour of my car?
If you decide to change the colour of your car, you must inform the DVLA (Driver and Vehicle Licensing Agency). This is a legal requirement because your car's colour is recorded on your registration document (V5C).
Notifying the DVLA of a colour change ensures that all records relating to your vehicle are accurate. This is crucial in case of any future insurance or police inquiries.
The process to inform the DVLA is simple. You just need to update your V5C form and send it to them for processing.
Can I change the colour of a financed car?
Changing the colour of a car that is under finance can be a bit more complicated. If you have a car on finance, it's likely either a hire purchase or personal contract purchase agreement. Both mean the car isn't legally yours until the final payment (and either an Option to Purchase fee or a balloon payment) is made.
So, you would typically need permission from the finance company before making any significant alterations, including changing the colour of the car.
The reason it matters is because the colour could potentially affect its resale value. Check your finance agreement for any clauses regarding vehicle modifications. Always get written consent from the finance company if you decide to go ahead.
How to change the colour of your car
If you do decide to change the colour of your car, there are two different ways to do it. You can either get it professionally resprayed or choose to have it vinyl-wrapped.
Let’s explore both options to help you decide which one is right for you:
Professional respray
A respray permanently alters the colour of your car and it’s carried out by trained professionals.
Experts will meticulously prepare your vehicle, often dismantling parts like bumpers and lights, to ensure a thorough and even coat.
The process includes priming, painting, and sealing, offering a high-quality finish. A professional respray not only changes the colour but can also add to the longevity and resale value of your car.
Vinyl wraps
Vinyl wraps offer a versatile and semi-permanent solution for changing your car’s colour. It involves covering the exterior with large vinyl sheets, which come in various colours and finishes, including matte, gloss, and even textured options.
Vinyl wraps are less invasive than a respray and can be an ideal choice for those seeking a temporary change or wishing to protect the original paintwork. It's also more cost-effective and quicker to apply. This provides a speedy transformation at a budget-friendly price.
FAQs about changing the colour of your car
Can you legally change the colour of your car?
Yes, you can legally change the colour of your car, but you must inform the DVLA if you do so. The change needs to be recorded on your vehicle's registration certificate (V5C).
Does changing car colour affect insurance UK?
Changing the colour of your car can affect your insurance in the UK. You should inform your insurer as it could be considered a modification, potentially impacting your insurance premiums.
Do I have to inform DVLA if I wrap my car?
Yes, even though it isn’t permanent, you need to inform the DVLA if you wrap your car. Any change in the car's colour, including wrapping, should be updated on the V5C registration document.
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Representative Example | |
---|---|
Loan amount | £10,000 |
Interest rate | 13.9% APR |
54 payments of | £246 |
Total cost of credit | £3,284 |
Option to purchase fee | £1 |
Total payable | £13,285 |
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