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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

Weekly food shop, cinema trip, flights to somewhere sunny – almost every purchase you make can be paid on credit card. But what...

How to improve your credit score

If you’re planning on financing your next set of wheels, a good credit score doesn't just increase your chances of approval. It...

All Car Finance articles

HP vs PCP: Which is right for me?

HP vs PCP is the big debate in car finance. They’re two of the most popular ways to spread the cost of buying a new or used car...

What are the rules and regulations around car finance?

Buying a car is kind of a big deal. After a house, it’s one of the most expensive things most of us will ever buy (unless you’re...

Can I modify a financed car?

Whether you’re dreaming of adding a fresh set of alloys or a personalised wrap, making performance tweaks to the engine, or...

What do I do if I’ve bought a car with outstanding finance?

Buying a new car should be one of life's most exciting moments, but what happens when your dream wheels come with the extra...

What if my car finance is approved and later declined?

Your car finance journey can feature a few twists and turns. Once you’ve decided to apply, enter your details online and click...

What's a payment holiday?

Life can be unpredictable, and when you sign up for a car finance agreement for three years or more, you’ve got no way of knowing...

What does affordability mean?

So you’ve decided what you need from your next car. Enough room for both kids and a big shop, with Apple Carplay to keep everyone...

What is the approval process for getting car finance?

At first glance, the journey from car finance application to final approval can feel like a bit of mystery. And while a little...

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