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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

Weekly food shop, cinema trip, flights to somewhere sunny – almost every purchase you make can be paid on credit card. But what...

How to improve your credit score

If you’re planning on financing your next set of wheels, a good credit score doesn't just increase your chances of approval. It...

All Car Finance articles

What is car finance and how does it work?

At first glance, car finance can look complicated. With so many different types of loan available and a sea of acronyms to...

How does part exchanging my car work?

Amid all the excitement of upgrading to a new set of wheels, one of the concerns you might have is what to do with your existing...

What is a settlement figure and how is it calculated?

With some car finance agreements lasting up to six years, it’s important to be prepared for every eventuality. Life can change a...

Why have I been refused car finance?

It’s the worst feeling, isn’t it? When you finally find your dream car on the forecourt, apply for finance to make it yours, and...

Should I buy a new or used car?

Whether you’ve just passed your driving test, are expecting a new bundle of joy, or simply feel like it’s time to try something...

What car insurance do I need for a car loan?

When you’re buying a car, there are a few key things you need to tick off your to-do list before hitting the road – and insurance...

What is GAP insurance and do I need it?

Mind the gap – it isn’t just a phrase you’ll find on the underground; it applies to cars too. That being said, when it comes to...

Car Finance for Near Prime Credit Profile

Having a near prime credit score is common for the average car buyer. In fact, the near prime status falls between prime and...

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