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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

What does the total amount payable mean in car finance?

Total amount payable is the full amount you’ll pay for a car finance deal, including the amount you borrow, interest, and any...

Getting car finance with a CCJ: what you need to know

You might still be able to get car finance with a CCJ (County Court Judgment), but you’re likely to face stricter checks and...

Car finance for new UK residents: a guide for expats & visa holders

If you’re new to the UK, or if you’ve moved back after being away for a while, you may be able to get car finance in the UK with...

Can I finance a car for someone else to drive?

You can take out car finance for someone else to drive if it’s under the right agreement terms and it reflects who will actually...

How to pay off car finance early for PCP or HP car finance

You can pay off your car finance early on a PCP or HP agreement by settling the finance balance or returning the car through...

What is voluntary termination? Ending car finance early

In simple terms, voluntary termination allows you to end a PCP or HP car finance agreement early by returning the vehicle, once...

All Car Finance articles

Are car finance interest rates fixed or variable?

When you're taking out car finance, you'll usually need to pay an interest rate as part of your monthly repayments. This interest...

How will defaults affect my credit score?

When money gets tight, keeping up with your monthly payments can quickly become a juggling act. Sometimes, despite our best...

Can I get car finance without a deposit?

Our cars are typically the most costly financial commitment, most people have after paying our rent or making mortgage repayments...

What checks are done for car finance?

If you're considering car finance, you may be wondering what checks are involved in securing approval for a loan. Understanding...

Does Klarna improve my credit score?

If you’re looking to treat yourself to some retail therapy or need to make an emergency purchase but you don’t have the cash...

Will Direct Debits improve my credit score?

If you’ve got a mobile phone contract, a monthly subscription (ahem or several. Think Netflix, Disney, or that Apple charge you...

How do I know if I was mis-sold car finance?

The recent investigation by the FCA into mis-sold car finance could see millions of consumers receive compensation. While the...

Will a student loan affect my credit score?

Your credit score is a really important part of your financial profile - it has an impact on loads of things, including your...

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