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Car Finance

All articles related to Car Finance

Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What Does Pre-Approved Car Finance Mean?

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

Weekly food shop, cinema trip, flights to somewhere sunny – almost every purchase you make can be paid on credit card. But what...

Credit Checks and Scores for Car Finance

How to improve your credit score

If you’re planning on financing your next set of wheels, a good credit score doesn't just increase your chances of approval. It...

All Car Finance articles

3 Min Read

Can I refinance my car loan?

Car finance is a long-term commitment. Depending on the details of your deal, the shortest terms are typically around one year,...

1 Min Read

Can I claim back VAT on my HP finance?

Considering getting a new car on hire purchase, and wondering where you stand with the VAT? The UK tax system is not known for...

2 Min Read

How to Calculate Hire Purchase Interest on Car Finance

Figuring out how much hire purchase interest you need to pay before you agree to a deal is crucial. The interest rate you are...

2 Min Read

Can I end my HP agreement early?

When it comes to car finance, Hire Purchase – HP for short – is one of the most popular ways to spread the cost of buying a car...

3 Min Read

PCP vs leasing: Which is better?

When it comes to car finance, you have a range of options to choose from. And there’s no right or wrong choice; each finance...

3 Min Read

Can I end my PCP agreement early?

Personal Contract Purchase finance agreements – or PCP for short – can be a great way to split the cost of buying a car into...

2 Min Read

Who pays for servicing and repairs on PCP car finance?

Personal Contract Purchase – PCP, for short – is one of the most popular types of car finance. Not only can it help you spread...

2 Min Read

What does representative APR mean?

APR, PCP, HP – the world of car finance is full of acronyms, but don’t panic; we’re here to help cut through the jargon.

APR is...