Get My Budget

All articles related to Car Finance

Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

What happens if my car is written off and it’s still on finance?

Accidents happen. When split-second decisions and challenging conditions make driving difficult at the best of times, even the...

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

Weekly food shop, cinema trip, flights to somewhere sunny – almost every purchase you make can be paid on credit card. But what...

All Car Finance articles

Car finance admin fees explained

Unfortunately, fees are a (slightly annoying) fact of life. While we’d all prefer to avoid them where possible, some extra...

What is Voluntary Termination?

When finance agreements can last four, five, or even six years, our individual circumstances can change a lot over the course of...

What’s the ‘Total amount payable’?

Car finance is just awesome, isn’t it? And yes, we may be ever so slightly biassed in saying that, but seriously - it’s a...

How does Personal Contract Purchase (PCP) finance work?

Personal Contract Purchase (PCP) is a popular way to finance buying a car without having to pay for it upfront. It allows you to...

What is the residual value of a car and why does it matter?

Navigating the world of car finance can sometimes feel like you need to learn a whole new language! Parlez-vous de financement...

What is outstanding finance?

Car finance can be a great way of spreading the cost of a new or used car. By splitting the lump sum into affordable monthly...

How does joint car finance work?

Sometimes, it’s better not to go it alone. Joint car finance is a type of loan that you apply for with another person, usually...

Can I appeal a car finance decision?

Rejection hurts. No matter whether it’s a job, romantic partner, or car finance application, that ‘thanks, but no thanks’ message...

More articles

Looking for something else?

Our dedicated writers have created almost 1,000 articles with helpful car buying tips, to put you in the driving seat

Dream it Drive it
Get My Budget

Takes 60 seconds, no impact on your credit profile 👍

Website-Generic-QR-code
Scan to get the Carmoola app 👆 Rates from as low as 6.9% APR, Representative 13.9% APR