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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

Weekly food shop, cinema trip, flights to somewhere sunny – almost every purchase you make can be paid on credit card. But what...

How to improve your credit score

If you’re planning on financing your next set of wheels, a good credit score doesn't just increase your chances of approval. It...

All Car Finance articles

What is a balloon payment on car finance?

Let’s face it; car finance probably isn’t the first thing that comes to mind when you think about balloons. For us, it’s more...

Can I Buy a Used Car for Under £300 Per Month?

Here at Carmoola, we’re great advocates for being able to have your dream car even with a limited budget. We know how empowering...

Can I Buy a Used Car for Under £250 Per Month?

Thinking about buying a used car on finance but worried you won’t be able to make the monthly repayments? We totally get it....

What happens if I miss a payment on my car finance?

Life can be expensive, and with the cost of literally everything going up, it might feel like your budget is getting squeezed...

A Guide to What You Can and Can't Do With Car Finance

Car finance can be a smart way to buy the vehicle you really want and pay for it over instalments, thus easing the financial...

Can I Buy a Used Car for Under £150 Per Month

We know the feeling: from time to time, everyone gets tired of their car. You start to see everything that’s wrong with it - a...

What does an annual mileage mean?

When buying a car on finance or looking for insurance cover if you already own your dream wheels, one of the most common...

How to budget for your next used car

If you won the lottery tomorrow, a brand new top-of-the-range sports car might be one of your first purchases, but unfortunately...

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