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Get My Budget

Car finance calculator

Feel free to play with the sliders below to see different options.

Borrowing amount

£2,000 £40,000
Slider increases by £500 each time.

Deposit amount

£0 £20,000
Slider increases by £500 each time.

APR

Your credit score can be a useful indicator of what APR you might receive. Select from the credit score options above and get an example APR.

Your monthly payments would be

£221.00
at 19.9% APR
  • check-arw From as little as £0 deposit
  • check-arw-1 Buy any car that meets our criteria

For illustration purposes only. The rate and budget you may be offered will be based on your individual circumstances. This is not an offer or a quote for finance. Representative 13.9% APR.

Here's a breakdown hand-down-icon-1

red-small-car-icon Purchase price
Deposit
Borrowing
Contract length
48 Payments of
286
Interest rate
lock-icon
Total cost of credit
Option to purchase fee info-icon
£1.00
Total payable
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Carmoola car criteria

Here’s some examples of the types of cars you can buy with Carmoola hand-down-icon2

  • check-arw-2 Used cars (no vans, bikes or new cars)
  • check-arw-2 Less than 100,000 miles on the clock
  • check-arw-2 Petrol, diesel (from Sept 2015 only), hybrid or electric cars
  • check-arw-2 Less than 15 years old by the end of your agreement
  • cancel-icon Cars sold by private sellers
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Option to purchase fee

If you'd like to keep the car at the end of the agreement, you'll need to pay a small fee of £1, called the 'option to purchase' fee. The payment of this fee legally transfers ownership from Carmoola, to you, and is automatically added to your final payment.