Our first 1,000 customers will be driving off happy with an awesome Carmoola swag box 😎
Cruise through car finance and pay for your car with a plan that suits you.
Scan the QR code or click the pink button to get the Carmoola app
Rates from as little as 6.9% APR, representative 15.7% APR
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Hire Purchase (HP) |
Personal Contract Purchase |
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No deposit required |
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Car is yours at the end of the agreement |
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Optional |
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Agreement length |
1 to 6 years |
1 to 5 years |
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Fixed monthly payments |
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No (final) balloon payment |
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No excess mileage charges No mileage restrictions, so you
can drive freely without incurring additional fees. |
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Secured against |
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Available on Carmoola |
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A Hire Purchase agreement gives you the option to put down a deposit and then repay the remaining balance back in regular monthly instalments. It’s as easy as 1, 2, 3, Doh-Re-Mi, A, B, C, you get the gist.
Fixed contract length, usually between 2 and 5 years
Split the cost of a car into fixed monthly repayments
No deposit options available and no mileage restrictions
Once your payments are made, you’ll be the car’s legal owner
“The easiest application for car finance I’ve ever had. Even the garage I purchased from was impressed at how quick the process was! Would recommend to anyone.”
“This is the best car finance company I’ve ever dealt with, they are the meaning of hassle free and I can guarantee they’ll be lower than you current finance on interest rates.”
“Went from a few questions answered honestly and quickly over whatsapp. To signing my refinance agreement and my existing finance company getting paid in under 2 hours. Simple, easy and stress free experience.”
“Applied for finance and literally was asked a few questions the day after to clarify some things. The same day I went through the dealership and car was ready to drive home the same day. Superb company and communication and the app is great.”
“Easy to use the app and very helpful staff. I also was given the best deal that nobody else could offer me. Thanks team Hanan, Kayleigh and Tom.”
Takes 60 seconds, no impact on your credit profile to see if you're approved 👍
Rates from as low as 6.9% APR, Representative 13.9% APR
