Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Danny Jones
24 March, 2025
Simon Mapstone
24 March, 2025
I found the whole process from start to finish extremely clear, simple and smooth. very impressed would highly recommend
Malcolm Gifford
19 February, 2025
I am 72, they made it so easy to use when I phoned them they could not be more helpful or friendly. they are a true breath of fresh air. I cannot recommend this company highly enough. do not be afraid to speak to them or use them. the staff are so nice honestly
Rob
19 February, 2025
The easiest process for funding a vehicle I have ever used, brilliant and easy process from start to finish
Sam
19 February, 2025
First time using Carmoola and what a great experience! Easy to use app, simple application process and great communications. Will definitely be using again.
Chris
19 February, 2025
so easy to use. No fuss, no need to print off documents or looking for utility bills less that 3 months old. Would highly recommend to anyone looking to buy a car.
Luke Colquhoun
18 February, 2025
Just refinanced my vehicle through Carmoola and it couldn’t have been any more straight forward! Very competitively priced too!
Thanks!
Yann
18 February, 2025
I was amazed by the simplicity of the application process. Carmoola is a revolution in the car finance space.
Martyn
18 February, 2025
Great service and hassle free the app is easy to use and easy enough to navigate plus the staff are on hand if you need help with anything it’s been a pleasure to sort my finances out and straight forward in the purchase of my new car. Thanks a lot 👍
Marcin Kmiec
18 February, 2025
If you ever come across any issues, then Marley and Kev are the people you want to deal with. Very fast, responsive and reliable. Marley played the key factor in my investigation against the dealership and has done a great job! Very pleased with the outcome. It was a process but the end result was very good. Been going through few finance companies a Carmoola represents themselves the best.
Thank you once again Marley and Kev.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
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