Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Danny Jones
24 March, 2025
Simon Mapstone
24 March, 2025
I found the whole process from start to finish extremely clear, simple and smooth. very impressed would highly recommend
Simon Godding
5 March, 2025
From start to finish these guys were impeccable. Could not recommend them highly enough.
Michyla Nixey
5 March, 2025
Wow, what can I say!! Excellent customer service, easiest transaction ever and the best way to buy a car. Not to mention a simple app and great rates, unmatched by the dealer. This is how to buy a car!! Less than 12 hours from start to finish!! Fabulous experience, even shocked the dealership!! Would definitely recommend to anyone wanting finance!!
Cooray Gayan
2 March, 2025
No more hassle with agents calling you. Thanks Carmoola
Simon
28 February, 2025
I like that I can make overpayments in the app and get to choose between reduced future payments and shorter term without the need for a phonecall. Dealer chose bank transfer as their preferred payment option, this was straightforward via the app and was completed within half an hour.
No dramas, just straight forward finance.
Kotigalage Lahiru
27 February, 2025
How easy to work with Carmoola. recommended…thanks Carmoola
Aaron
27 February, 2025
26 February, 2025
Shwart Watson
26 February, 2025
Speechless is nowhere near how to describe carmoola. Quick, easy, simple, no fuss, no hassle. You can phone up and your question is answered straight away. May take a bit of conviction the dealership about carmoola but carmoola tells them there and then. Still i don't know how to describe carmoola but keep up there fantastic work and looking forward to be using carmoola again in the future.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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