Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Charlie
16 January, 2025
Was able to bank transfer straight to the dealership. Simple and easy.
Rob Spencer
9 January, 2025
Support was responsive, the app was well thought out. Rates competitive and ability to overpay or pay off early offers good flexibility.
Samuel Champ
9 January, 2025
Excellent service made my experience quick and easy,thanks for the opportunity to do it stress free,and the opportunity to get my first nice car ! Couldn’t recommend enough!
Damian Sobik
8 January, 2025
Very quick and easy but also clear and transparent process. No nonsense and unnecessary procedures. App made well and working fine, everything explained ok
Bethany Busby
7 January, 2025
This was a really straight forward process. Each step of the way was clear and easy to follow. When I needed help the team emailed me straight away to support my needs.
Lance Tyson
7 January, 2025
If only everything be this simple.
Morgan Roberts
7 January, 2025
Trevor
7 January, 2025
Steve Royle
5 January, 2025
Communication was excellent and all my questions were answered quickly and efficiently. Very easy and stress free. Highly recommended.
Karen Alexander
5 January, 2025
What a fantastic way to buy a car, good rates, quick easy app. feel confident that you're also paying the right price for a car and also from a reputable garage. From start to finish the easiest way to buy a car. download the app, find out how much you can borrow in minutes, find your car, sign the paperwork, add debit card to your wallet, pick car up and pay. And the goody bag is a lovely thought. Amazing company. highly recommend
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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