Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Oladipo Odutayo
31 January, 2025
I recently used Carmoola to finance my car, and the entire experience was smooth, fast, and hassle-free! The app is incredibly user-friendly, making the process of getting approved and securing finance quick and straightforward—no complicated paperwork or long wait times.
Everything was transparent, with no hidden fees or surprises. I loved how I could manage everything from my phone without stress. The flexibility of their finance options made it easy to find a plan that suited my budget.
Customer service was also fantastic—helpful, responsive, and ready to answer any questions. Thanks to Carmoola, I was able to buy my car with confidence and ease.
If you’re looking for a simple, efficient, and trustworthy way to finance your next car, I highly recommend Carmoola!
⭐⭐⭐⭐⭐
Amy-Rose Garner
31 January, 2025
quick, easy, amazing way to get a car quickly, total process took about an hour to fill details and get money in place, highly recommend!!
John Sklikas
31 January, 2025
Carmoola is so straightforward and easy, it was the only financing company that understood our status as newcomers in the UK and credited us with a car! The service is friendly and kind and are always available to solve any issues, contact the dealership and make sure you get your car as fast as possible. Absolutely recommended!
Jason Lincoln
31 January, 2025
After having car finance a couple of times previously it’s such a drag phone calls emails paperwork bla bla I was recommended by a mate to try Carmoola and genuinely what an easier experience from start to finish the option to be able to check any car for previous finance or categorise vehicles is amazing I would definitely recommend anyone to use Carmoola for hassle free car finance
Christopher Ellis
30 January, 2025
Straightforward no hassle and very easy guidance throughout the app.
I’m definitely recommending to family and friends.
This is the future of car finance.
Jamie
29 January, 2025
app is really easy to use and payment went through instantly
Andy Collier
29 January, 2025
Really easy to get your head around and understand.
I cannot praise the team enough, great communication and really quick process.
And I have a lovely new car.
Kev Foy
29 January, 2025
Very highly recommended, hassle free, very easy app to use, was driving my new car within 48hrs. I had a small issue with inputting the wrong dealer, the agent (Kev) helped me through this and resolved very quickly.
James Ellender
28 January, 2025
I cannot recommend Carmoola highly enough. The process from start to finish was exceptionally easy. The free car check service gave me piece of mind. Give them a try, you won’t be disappointed.
Anthony
28 January, 2025
Really easy and the best way to get car finance. All sorted in a few clicks any problems they’ll ring you and sort it out straight away.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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