Car finance in Birmingham

Finance your next car from over 150+ used car dealers across Birmingham with Carmoola.

Takes 60 seconds, no impact  on your credit profile to see  if you're approved 👍

Get My Budget

Rates from as low as 6.9% APR,
Representative 13.9% APR

Buy from 150+ dealerships across Birmingham 👍

Looking to finance a car in Birmingham. Whether you’re buying online or direct from a dealership, we’ve got you covered. With over 8,000 dealerships across the UK and 150+ based across the Midlands, you’re sure to find the car of your dreams

Carmoola is not directly affiliated with any of these companies

HOW IT WORKS

Out with the old
Drive in with the new 🚘

Step 1

Set your loan amount

In just 60 seconds, see how much you can borrow towards your next car

Step 2

Buy your dream car

Pay swiftly online with your card, or by bank transfer at the showroom

Step 3

Hit the road and pay monthly

Take full control of your account in the Carmoola app

We offer hire purchase loans between £2k-40k for used cars.
Finance is subject to status and is only available to UK residents aged 18 and over.

Am I eligible for car finance?

Answer a few questions to find out if you qualify for a Carmoola loan.

Check My Eligibilty

Rates from as low as 6.9% APR,

Representative 13.9% APR

FAQs about owning a car in Birmingham

Check below for the answers to some of our most frequently asked questions about owning and driving a car in Birmingham. Got more questions? Check out our FAQs page 👍

Is there a charge to drive in Birmingham?

Yes, there is a congestion charge in Birmingham. You will need to pay the Birmingham congestion charge if your vehicle is driven within the Clean Air Zone during the hours of operation. The zone is active 24 hours a day, seven days a week and covers an area of the city centre within the A4540 Middleway. You can find out more about whether your vehicle is exempt or not by using the following tool from the government: https://www.gov.uk/clean-air-zones

Is Birmingham easy to drive in?

Birmingham can be a bit tricky to navigate, especially during rush hour. Traffic can be heavy, and parking can be limited in some areas. However, the city has a decent road network and several major highways. If you're planning to drive in Birmingham, it's a good idea to use a satnav, leave longer for your journeys just in case and be prepared for congestion.

Can you get around Birmingham without a car?

Absolutely! Birmingham has an excellent public transportation system, including buses, trams, and trains. You can also use ride-hailing apps like Uber or Bolt for convenient transportation options. Additionally, Birmingham is a walkable city, with many attractions and amenities within walking distance.

What the people of Birmingham have to say 🙌

“Easy to use app. Good follow up service and good choice of vehicle sellers.”

Russell W

Great Barr, Birmingham

“Incredible service, quick and easy! Perfect for everyone that wants a car! A good customer service as well.”

Ricardino P

Rotton Park, Birmingham

“Easy to apply and organise, simple to manage in app and friendly customer service”

Matthew G

Acocks Green, Birmingham

“The process was so simple great customer service along the way if i needed it and very quick process”

Jamie A

Bartley Green, Birmingham

“Affordable, Super easy application process 👌”

Mekibib E

Kingstanding, Birmingham

Where are other dealers based?

We give our customers the freedom to buy their next car from over 8,000 dealerships across the UK ranging from larger dealership networks to smaller independents.