Car finance in Newcastle

Finance your next car purchase from over 90+ used car dealers across Newcastle with Carmoola.

Takes 60 seconds, no impact  on your credit profile to see  if you're approved 👍

Get My Budget

Rates from as low as 6.9% APR,
Representative 13.9% APR

Buy your car from 90+ dealerships across Newcastle

Buying online or direct from a dealership? Either way we’ve got you covered. With over 8,000 dealerships across the UK and 90+ based across Newcastle and many more across the North East, you’re next car could just be a few clicks away

Carmoola is not directly affiliated with any of these companies

HOW IT WORKS

Out with the old
Drive in with the new 🚘

Set your loan amount

In just 60 seconds, see how much you can borrow towards your next car

Buy your dream car

Pay swiftly online with your card, or by bank transfer at the showroom

Hit the road and pay monthly

Take full control of your account in the Carmoola app

We offer hire purchase loans between £2k-40k for used cars.
Finance is subject to status and is only available to UK residents aged 18 and over.

Am I eligible for car finance?

Answer a few questions to find out if you qualify for a Carmoola loan.

Check My Eligibilty

Rates from as low as 6.9% APR,

Representative 13.9% APR

FAQs about owning a car in Newcastle

Check below for the answers to some of our most frequently asked questions about owning and driving a car in Newcastle. Got more questions? Check out our FAQs page 👍

Do I have to pay to drive around Newcastle-upon-Tyne?

You might, depending on your vehicle and where you’re driving. The Newcastle and Gateshead Clean Air Zone (CAZ) charges some vehicles that don’t meet emissions standards. However, private cars, motorbikes, and low-emission vehicles are currently exempt. Be sure to check your route and vehicle type to see if charges apply.

Where is the Newcastle and Gateshead Clean Air Zone?

The Clean Air Zone covers parts of Newcastle city centre and Gateshead, including areas around Central Motorway, Tyne Bridge, and Swing Bridge. Use the CAZ map available on the Newcastle City Council website to see if your journey passes through it.

What cars are charged in the Newcastle and Gateshead Clean Air Zone?

Good news—private cars and motorbikes aren’t charged. The CAZ charges older commercial vehicles that don’t meet emissions standards, such as pre-Euro 6 diesel vans, taxis, buses, and HGVs. If you’re unsure about your vehicle, use the Government’s CAZ Checker online.

What the people of Newcastle have to say 🙌

“Excellent customer service and quick process”

Shauna B

Fenham, Newcastle

“Great app, easy to use. Great customer service”

Josh M

Heaton, Newcastle

“User friendly process, fast turnaround, good rate”

Ethan T

Kenton, Newcastle

“Speedy responses, easy to navigate app and friendly customer service agents.”

Ning X

Jesmond, Newcastle

“Simply incredible”

Hamza N

Ponteland, Newcastle

Where are other dealers based?

We give our customers the freedom to buy their next car from over 8,000 dealerships across the UK ranging from larger dealership networks to smaller independents.