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Car finance in Liverpool

Finance your next car purchase from over 70+ used car dealers across Liverpool with Carmoola.

Takes 60 seconds, no impact 
on your credit profile to see 
if you're approved 👍

Get My Budget

Rates from as low as 6.9% APR,
Representative 13.9% APR

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Buy your car from 70+ dealerships across Liverpool 👍

Buying online or direct from a dealership? Either way we’ve got you covered. With over 8,000 dealerships across the UK and 70+ based across Liverpool and many more across Merseyside, you’re next car could just be a few clicks away

liverpool-dealers

Carmoola is not directly affiliated with any of these companies

HOW IT WORKS

Out with the old
Drive in with the new 🚘

Set your loan amount

In just 60 seconds, see how much you can borrow towards your next car

Buy your dream car

Pay swiftly online with your card, or by bank transfer at the showroom

Hit the road and pay monthly

Take full control of your account in the Carmoola app

We offer hire purchase loans between £2k-40k for used cars.
Finance is subject to status and is only available to UK residents aged 18 and over.

Takes 60 seconds, no impact on your credit profile 
to see if you're approved 👍

Am I eligible for car finance?

Answer a few questions to find out if you qualify for a Carmoola loan.

Check My Eligibilty

Rates from as low as 6.9% APR,

Representative 13.9% APR

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FAQs about owning a car in Liverpool

Check below for the answers to some of our most frequently asked questions about owning and driving a car in Liverpool. Got more questions? Check out our FAQs page 👍

Driving in Liverpool is generally straightforward compared to larger cities, but there are a few factors to keep in mind:

Traffic: Liverpool’s roads can get congested, particularly during peak rush hours (7:30 to 9:30 a.m. and 4:30 to 6:30 p.m.). Key routes such as the M62, A59, and Queens Drive (A5058) are often busy, especially around junctions leading to the city centre. In the heart of the city, areas like Hanover Street, The Strand, and Hope Street may see heavier traffic due to tourists and shoppers.

Road Layout: The city is well-signposted, and landmarks like Liverpool Cathedral, Albert Dock, and Anfield Stadium make navigation easier. However, the one-way systems in the city centre can be confusing for new drivers, so using a navigation app is recommended.

Parking: Liverpool has several parking options, including multi-storey car parks and street parking. Areas like Liverpool One, Bold Street, and Albert Dock have parking facilities attached to them, though spaces can be limited during weekends or events. Consider using apps like RingGo or JustPark to find available spots or book in advance.

As of 2024, Liverpool does not have a Clean Air Zone (CAZ), but the city council has been reviewing air quality measures, so changes may occur in the future. While no charges are currently in place for driving within the city, keep an eye on local developments as Liverpool aims to improve its environmental policies. In the meantime, electric and low-emission vehicles are encouraged to reduce pollution.

For up-to-date information on potential future clean air policies, it’s recommended to check the Liverpool City Council website - https://letscleartheairliverpool.co.uk/

There are a few places in Liverpool where drivers can face fines for not following guidance on traffic restrictions:

Bus Lanes: Bus lanes are in operation on key routes such as Islington, Waterloo Road, and Smithdown Road. These lanes are enforced during peak hours, and fines can be issued if you drive in them outside of permitted times. Always check the signs to avoid fines.

Parking Violations: Parking fines are common if you park in restricted areas or fail to pay parking charges. Popular areas like Bold Street, Castle Street, and Williamson Square have controlled parking zones, so make sure you check the signage or use pay-and-display machines.

Pedestrian Zones: Liverpool has several pedestrianised areas in the city centre, such as around Church Street and Liverpool ONE. Unauthorized vehicles driving in these zones during restricted hours can be fined.

Speeding: Speed limits are strictly enforced, particularly on routes like the A580 (East Lancashire Road) and Queens Drive. Speed cameras and mobile speed traps are common, so stick to the speed limits to avoid fines.

What the people of Liverpool have to say 🙌

Frame 971

“Carmoola has helped me so much and enanbled me to get a car so quick and easy!!❤️”

rosie

Rosie K

Halewood, Liverpool

Frame 971

“Felt like i was using my own money and i had no pressure from anyone. Effortlessly professional”

sean

Sean W

Kirkby, Liverpool

Frame 971

“Unbelievable service and so easy to understand”

daniel

Daniel S

Dovecot, Liverpool

Frame 971

“Quick, easy and transparent!”

ryan

Ryan M

Sefton Park, Liverpool

Frame 971

“So easy to use and the staff are second to none!! 10 stars from me!!”

george

George N

Waterloo, Liverpool

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HELPING YOU

5 ⭐️ support

Got a question? Our friendly, UK-based team is here from 8am - 9pm EVERY day, via WhatsApp, email, SMS or phone.

Where are other dealers based?

We give our customers the freedom to buy their next car from over 8,000 dealerships across the UK ranging from larger dealership networks to smaller independents.

Dream it Drive it

Takes 60 seconds, no impact on your credit profile to see if you're approved 👍

Rates from as low as 6.9% APR, Representative 13.9% APR

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